1099 Paycheck Calculator

1099 Paycheck Calculator helps freelancers and independent contractors estimate real take-home pay after self-employment tax, federal tax, state tax, and business expenses. Designed for paycheck-level clarity, quarterly planning, and realistic cash-flow decisions.

67¢ deduction/mile (2024 rate)
Total Annual Expenses: $0.00
Most US freelancers eligible. Reduces federal taxable income by 20% of net profit.
Financial Result
Tax Vault Target Calculating…
YTD Expected 0% Funded
Safe to Spend ✔
Safe to Spend (Net)
$0.00
Per Pay Period
Avg Hourly (Net, Full-Year Est.)
$0.00/hr
After Taxes (Est. 40h)
Expense Efficiency
—
Overhead Ratio
Quarterly Stress
😌 Low
Next Bill Impact
🧾 Per $1,000 Invoice Split
You Keep: $0
Tax Holdback (Marginal): $0
Expenses: $0
🟢 Stable Income Detected
(Estimate based on frequency)
📆 Estimated Quarterly Payments (1040-ES)
Apr 15 (Q1)
$0
Jun 15 (Q2)
$0
Sep 15 (Q3)
$0
Jan 15 (Q4)
$0
QBI Savings
$0.00
Retirement Leverage
$0.00/1k
(Estimate)
Lifestyle Cover
—
(Cash Flow Est)
Year-End Trajectory
Projected Net: $0.00
Low Month
$0
(Est -30%)
Avg Month
$0
Best Month
$0
(Est +30%)
CategoryAnnual Amount
Gross Revenue $0.00
– Business Expenses -$0.00
Net Profit (Schedule C) $0.00
– Above-the-Line & Income Tax Shields -$0.00
Self-Employment Tax (15.3%) $0.00
Federal Income Tax $0.00
State Tax $0.00
(Flat-rate approximation)
True Net Income $0.00

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