SIP Calculator helps estimate long-term wealth from monthly investments with step-up, expense ratio, inflation, and tax impact. It shows total invested amount, final corpus, real purchasing value, missed SIP cost, and goal-based required SIP using accurate compounding logic.
Monthly Investment₹10,000
Initial Lumpsum₹50,000
Expected Return12%
Expense Ratio0.75%
Time Period15 Yr
Annual Step-Up5%
Inflation Rate6%
Target Corpus Goal₹1 Cr
0
Investment Status
Analyzing…
Score based on real CAGR (60%), step-up (20%), and goal gap (20%).
Total Invested
₹0
Net Wealth Gained
₹0
Final Corpus (Pre-Tax)
₹0
Wealth Lost to Fees
₹0
Tax Liability
₹0
Real Value (Today’s Money)
₹0
Goal Reality
₹0/mo
Approx. SIP Req. for Goal
Monthly Pension
₹0
Assuming ~6% annual withdrawal
Designed to last ~25–30 years (not guaranteed)
Impact of 1%
+1% Rtn:₹0
-1% Fee:₹0
Compared independently against your current scenario
Compounding Velocity
Year X
When annual gains > investment
Missed SIP Cost
₹0
Loss if you skip 1 SIP/year
FD vs Equity
+₹0
Extra wealth vs 6% FD
Your Money (50%)
Market Money (50%)
Sensitivity (Market Swings)
* Most outcomes historically fall between Bear & Expected
Yearly Breakdown Ledger▼
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