Lifestyle Budget Calculator

Lifestyle Budget Calculator provides a clear view of monthly cashflow, spending pressure, and financial stability. It evaluates income, essential costs, lifestyle expenses, savings goals, and risk scenarios to highlight surplus, runway, and smarter money decisions with realistic assumptions.

💎
Lifestyle Budget Pro v20
Income & Essentials (Monthly)
MONTHLY FREE CASHFLOW
$0
Safety Margin
0 Days
Buffer
0%
of Income
At current spending, you end next month with $0 cash.
Survival & Reality
Next Rent Check RISK
0 Days
Due Date Uncovered
Bills Lockdown
0%
Fixed costs covered
Income Dependency
100%
Single Source
Income Shock Test
$0
If income drops 20%
Spending Leak Radar
Silent Drain
$0
Subs + Dining + Misc
Weekend Damage
$0
Avg per weekend
Payday to Zero (Est.)
0 Days
Days until cash out
Lifestyle Inflation
0%
Wants vs Income
Best Decision (Winner)
🏆 WINNER ACTION
With next $100:
SAVE
Low runway risk
Survival Preview
If wants = $0
0 Mo
Rent Threshold OK
0%
Target: <30%
Snowball Effect
—
If +$100/mo to debt
Future & Humanity
Recovery Speed
0 Mo
To fix $1k mistake
Freedom Momentum
0
Score (Build Rate)
Bad Month Tolerance (Est.)
0
Survivable hits
Lifestyle Freeze
—
FIRE Date if spending flat
Deep Analysis
CategoryAmount
Net Income$0
Needs (Fixed)-$0
Wants (Flex)-$0
Savings (Future)-$0
FREE CASHFLOW$0
MONTHLY SURPLUS
$0

Related Tools & Calculators: