Kentucky Paycheck Calculator

Our Kentucky paycheck calculator helps you estimate your exact take-home pay after federal tax, Kentucky’s 4% flat tax, local city taxes, FICA, 401k deductions, and garnishments. Designed to match real KY pay stubs for salary and hourly workers.

Applies to Federal tax. KY uses standard 4.0% flat rate.
$
Enter your gross pay for one paycheck only. For annual salary, switch frequency to “Annually”.
$
⚠️ Below Kentucky minimum wage ($7.25).
Show Advanced Options (Work Location, Garnishments, 401k) ▼
Residents of reciprocal states are exempt from KY income tax (Form 42A809).
Most KY cities charge local tax on gross wages with no standard deduction.
$
%
$
KY law generally limits wage garnishment to 25% of disposable earnings.
$
Net Pay
$0.00
Take Home Amount
Total Taxes
$0.00
Fed + State + Local + FICA
Effective Tax Rate
0.0%
(Combined)
Kentucky Tax Snapshot (2025/2026)
State Income Tax:
Kentucky currently utilizes a flat income tax rate of 4.0%. This rate may be subject to future reductions based on state triggers.
Potential annual savings: $0.00
Reality Check
Out of every $100 you earn, you take home $0.00
Bank Deposit Estimate
Checking (100%) $0.00
Savings (0%) $0.00
Breakdown
Switch to Pay Stub View
Gross Pay $0.00
Federal Tax-$0.00
Social Security (6.2%) -$0.00
Medicare (1.45%)-$0.00
KY State Tax (4.0%)-$0.00
Local/City Tax-$0.00
Pre-Tax Deductions-$0.00
Post-Tax / Garnishments-$0.00
Net Pay $0.00
Earnings
Regular Pay$0.00
Overtime & Bonus$0.00
Gross Earnings$0.00
Taxes Withheld
Fed Income Tax$0.00
Social Security$0.00
Medicare$0.00
KY State Tax$0.00
Local Tax$0.00
Deductions
Pre-Tax (401k)$0.00
Post-Tax$0.00
NET PAY CHECK $0.00
Distribution
Year-to-Date (YTD) Projection
YTD Gross: $0.00
YTD Taxes: $0.00
YTD Net: $0.00
YTD 401k: $0.00
Pay Frequency Comparison
FrequencyGross PayTotal TaxNet Pay

Related Tools & Calculators: