Business Equipment Lease Calculator

Business Equipment Lease Calculator helps businesses estimate lease payments, tax benefits, effective monthly cost, break-even usage, and buy or return outcomes. Built for owners, CFOs, and finance teams evaluating equipment leasing decisions.

$
%
$
%
$
$
$
Estimated Monthly Payment
$0.00
Principal + Interest (Excl. Tax)
Critical Decision Factors
Cash Flow Impact
–%
Of Monthly Buffer
Lease vs Loan Difference
$0
+ = Lease costs more
– = Lease saves cash
Residual Strategy
—
End of Term Action
Tax Mode
Operating
Deduction Method
CFO Insights
Eff. Monthly Cost
$0
After Tax Savings
Break-Even Usage
Month —
vs Cash Purchase
Hidden Costs
0%
Fees + Interest %
Balance Sheet
—
Accounting Impact
Risk & Options
Early Exit Exposure (Est.)
$0
Payoff Balance
Stability
Fixed Rate
Predictable Cost
Obsolescence ⓘ
—
Tech/Asset Risk
Efficiency Score
–/100
Cost Effectiveness
Rate Sensitivity (±1%)
±$0/mo
Impact on Payment
End of Lease Options
Buy: $X | Return: $0 | Extend
Estimated Financial Outcomes
Decision Loading…
Cost Breakdown Amount
Equipment Price$0
Less: Down Payment-$0
Plus: Fees$0
Amount Financed$0
Total Interest$0
Total Lease Cost$0
(Tax Savings Est.)-$0

Related Tools & Calculators: