Chicago Paycheck Calculator

Use our Chicago paycheck calculator to see your real take-home pay per check. Instantly estimate federal and Illinois taxes, FICA, union dues, commute costs, and winter expenses. Built for Chicago workers who want realistic, paycheck-level clarity.

💰 Income & Volatility
$
🏙️ Chicago Factors
%
$
📝 Tax Settings
● Stable
NET PAYCHECK
$0.00
Per Bi-Weekly Paycheck
📊 Tax Breakdown
Gross Pay (w/ OT) $0.00
Federal Tax -$0.00
IL State Tax (4.95%) -$0.00
Chicago Local Income Tax N/A $0.00
FICA (SS + Med) -$0.00
Union Dues -$0.00
🏙️ Chicago Reality After Bills & Commute
Free Cash Per Check
$0.00
*Includes Winter Costs (~$150/mo)
Commute Impact -$0.00
Rent Affordability (2-Check Rule)
Loop: 30% Logan: 45% Hyde Park: 25%
📅 Estimated Pay Days
🍰 Distribution
Chicago Note: Figures are estimates for 2026. “Free Cash” subtracts reported bills/commute from Net Pay. City of Chicago has no local income tax. Union dues calculated post-tax for estimation.

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