Equipment Lease Calculator

Equipment Lease Calculator helps businesses estimate lease payments, total cost to own, interest expense, and after-tax effective cost. Designed for accurate planning, it includes residual risk, lease vs buy comparison, cash flow impact, and early exit estimates for smarter equipment financing decisions.

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Estimated Monthly Payment
$0.00
+ GST $0.00 = Total $0.00
Net Effective Cost (After Tax)
$0
Total Payments – Tax Savings (on Pmt + Fees)
Financial Analysis
Total Cost to Own
$0
Payments (incl. fees) + Residual + Down
Total Interest Expense
$0
Cost of Borrowing
Effective Lease Rate (Est.)
0.00%
Blended Rate including Fees
Pro Strategic Insights
Cash Flow Impact
—
Enter Cash Flow to View
Lease Premium vs Cash
+$0
Cost over Cash Price
Lease Break-Even
Month —
Cumulative Cost > Cash Price
Residual Risk
—
0% of Cost
Tax Sensitivity (±5%)
±$0
Net Cost Variation
Exit Cost @ 24m
$0
Payoff + Residual Est.
Monthly Tax Benefit
$0
Deduction Value
Fee Drag
0%
Fees / Financed
End of Lease Outcome
Own for $0
Residual Payment Required
Cost Predictability
High
Based on Term & Residual
Lease Ledger Amount
Equipment Cost$0
Less: Down Payment-$0
Amount Financed$0
Plus: Total Interest$0
Plus: Origination Fees$0
Total Lease Obligation$0
(Excludes GST/Sales Tax)

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