Gym Equipment Lease Calculator

Gym Equipment Lease Calculator estimates lease payments, total cost of ownership, member breakeven, cash flow impact, and operational risk for fitness studios and gyms. Designed for owners comparing leasing versus buying equipment with realistic financial assumptions.

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Decision Core
👥
Member Breakeven
0
Members needed to cover monthly cost
📉
Total Monthly Outflow
$0.00
Lease + Maintenance Contract
💳
Monthly Lease Payment
$0.00
Principal + Interest Only
Financial Health
Revenue Coverage
0.0x
Equipment covers itself at 0x revenue
Theoretical Payback (100% Attr.)
0 Mo
Months until equipment is paid by users
Cost / Active Member
$0.00
Monthly cost allocation per user
Net Monthly Drain
$0
After estimated monthly tax shield
Maintenance Risk
LOW
Load: 0% of payment
Operational Risk
Peak-Hour Stress
LOW
Balanced equipment mix
Cardio Dependency
0%
High cardio increases downtime risk
Obsolescence Risk
LOW
Term aligns with tech cycle
Lease Flexibility
Flexible
Based on term length
Strategic Insight
Equipment Density Cost
$0
Total Cost per unit (0 units)
Cash Outflow Parity vs Upfront Buy
0 Mo
Time before lease cost exceeds buy price
Daily Membership Value Required
0
Daily value equivalent needed
Fee Drop Sensitivity
+0
Member breakeven increase if fee drops 10%
Profit Zone Status
SAFE
Healthy revenue margin
Residual Exposure
0%
Of total capital cost
DescriptionAmount
Total Equipment Cost$0
Install & Delivery$0
Total Financed Amount$0
Total Finance Charges$0
Total Maintenance Costs$0
Residual Payment$0
Total Cost of Ownership$0
Est. Tax Shield (Lease + Ops)-$0

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