Joint Budget Calculator helps couples split household expenses fairly based on income, disposable cash, or custom ratios. It shows personal money left, savings feasibility, rent stress, and one-income survival, giving a clear view of financial balance and shared responsibility.
Partner A (Teal)
Partner B (Fuchsia)
Joint Household Expenses
⚠️ DEFICIT ALERT
One partner cannot afford their share.
Personal Money Remaining
Partner A Leftover
$0
Stress Check
Safe?
Partner B Leftover
$0
Stress Check
Safe?
Household Safety
JOINT BUDGET STATUS
CHECKING…
Can we afford shared costs?
Household Remaining
$0
Total Unspent Cash
Fairness & Dynamics
Contribution Delta
$0
Who pays more?
Fairness %
0%
Leftover Equity
Resentment Risk
Low
Leftover disparity
Comfort Margin
0%
Free Income %
Decision Support
RECOMMENDED AGREEMENT
—
Analyzing…
SMART RECOMMENDATION
Analyzing…
Standing Order (Transfer to Joint)
Partner A Sends
$0
→
JOINT POT
$0
←
Partner B Sends
$0
Money Reality & Scenarios
Savings Reality
YES
Achievable?
Rent Stress
0%
Rent / Income
Income Survival
—
If one loses job
Silent Subsidy
None
Hidden imbalance
What If: 50/50 Split?
—
One Income Loss
—
| Metric | Partner A | Partner B |
|---|---|---|
| Income | $0 | $0 |
| To Joint | -$0 | -$0 |
| Personal Spend | -$0 | -$0 |
| Remaining | $0 | $0 |
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