Massachusetts Paycheck Calculator

Massachusetts paycheck calculator calculates accurate 2026 take-home pay after federal taxes, Massachusetts state tax, FICA, PFML, benefits, and 401k. Built to reflect real MA pay stubs with support for salary, hourly wages, bonuses, and commuter deductions.

Tax Year:
$
$
Supplemental pay often withheld at higher federal rate
$
ℹ Info: Boston has no local income tax.
Typical rent pressure: High
Show Pro Options (Benefits, M-4, Commuter) ▼
MA Commuter Benefits PRO
$
$
Deducted before Fed & MA tax. Check IRS limits ($325/mo for 2026).
Health & HSA
$
Your paycheck deduction
$
Pre-Tax (Section 125). Assumes Section 125 pre-tax health plan.
Tax Details & M-4
$
MA Bonuses taxed at regular 5%. Fed flat rate (22%) often applies.
%
⚠ At this rate, employee contributions may exceed IRS limit
MA PFML Status
Common in tech/healthcare. Stops deduction.
$
$
$
CHANGES FROM LAST CALCULATION:
Net Pay
—
Total Tax
—
Effective Rate
—
⚠ Heads up: Your Net Pay is below your target of $0.
Net Pay
$0.00
Take Home
Total Taxes
$0.00
Fed + MA + FICA
Effective Rate
0.0%
Combined Load
Monthly Budget Reality
Monthly Net
$0
Total Bills
$0
Remaining Cash
$0
Pay Stub Details
Gross Pay $0.00
Federal Income Tax-$0.00
Social Security (6.2%)-$0.00
Medicare (1.45% + 0.9% over threshold)
Additional Medicare tax is withheld after $200,000 of wages, final liability reconciled at tax filing.
-$0.00
MA State Tax (5.0%)-$0.00
MA PFML (Med/Family) -$0.00
Estimated Annual PFML: $0
Health/HSA Deductions-$0.00
Commuter/Pre-Tax-$0.00
401k Contribution-$0.00
Net Pay Check $0.00
Where Your Money Goes

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