Memphis Paycheck Calculator 2026 – Accurate Take-Home Pay

Memphis Paycheck Calculator shows take-home pay from salary or hourly wages after federal tax, Social Security, Medicare, benefits, overtime, bonuses, and tips. Designed for Memphis, Tennessee payroll with no state income tax and real paystub-style results.

Annual Gross Pay ($)

Pay Frequency

Federal Filing Status

State Income Tax (TN) 🎸

YTD Gross Earnings ($)

Visualizes progress to SS Cap ($176,100)

401(k) Contribution

Employer Match %

*Estimate (subject to annual caps)

Health Ins. (Pre-Tax) $

HSA (Pre-Tax) $

Parking (Pre-Tax) $

Extra Federal Withholding (per paycheck)

0 1000

Added to Tax: $0

Step 3 Credits (Annual) $

Employer pays my FICA (Net-Up)

Cash Tips $ Reported for tax purposes; already paid separately.

Bonus / Commission $

Bonus Tax Method

Monthly Rent ($)

Monthly Gas/Car ($)

Days Worked/Week

Paycheck Results

* Federal withholding is estimated using bracket approximation, not official IRS payroll tables.

📉 Net Pay Change (Delta)

vs Last Calculation—

Net Variance—

Show like my paystub

Conf: 99%

Net Pay

$0.00

Take Home

Gross Pay

$0.00

Pre-Tax

Net Per Worked Hour

$0.00/hr

After Taxes & Commute

Rent Coverage

🧠 Is OT Worth It? (Real Simulation) ?

* Calculates actual extra take-home pay after marginal taxes.

Analysis & Insights

State Tax Saved (vs NY/CA)$0.00

Employer Match Gain$0.00

CategoryAmount

Gross Wages $0.00

+ Service/Bonus/Taxable Tips $0.00

– Pre-Tax (Health/401k/HSA) -$0.00

Federal Income Tax $0.00

Social Security (6.2%) $0.00

Medicare (1.45%+) $0.00

Net Pay $0.00

💸 Deduction Priority (Who eats first)

Related Tools & Calculators: