Restaurant Equipment Lease Calculator

Restaurant Equipment Lease Calculator helps restaurant owners, chefs, and operators evaluate equipment leasing decisions with clarity. Estimate monthly lease payments, breakeven covers, margin pressure, kitchen investment efficiency, and lease load risk using real operational inputs instead of assumptions.

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Decision Killers
🔪
Monthly Lease Payment
$0.00
Principal + Interest
🍽️
Covers Needed / Month
0
Breakeven Volume
📅
Covers Needed / Day
0
To Pay Lease (Breakeven)
📊
Lease % of Gross Margin
0%
Calculated from projected covers × gross margin
Operational Pressure
Daily Lease Cost
$0.00
Fixed daily obligation
Margin Available / Cover
$0.00
Used to pay lease, labor, rent & profit
Daily Ticket Equiv.
0.0
Same as Covers/Day, shown for kitchen throughput planning
Kitchen Investment Intel
BOH vs FOH Capital
0%
High BOH = Prep efficiency & lower labor
BOH Capital / Cover
$0.00
Monthly capacity allocation
Install & Smallwares
0%
Of total financed asset
Financial Safety
Est. Tax Shield (Year 1)
$0
Assuming 25% tax bracket
Total Cost of Ownership
$0
Includes interest & residual
Finance Charge Ratio
0%
Interest cost vs Asset value
Executive Insight
Break-Even Ticket Price
$0.00
Required if covers capped at 0
Lease Load Rating
SAFE
Lease is <10% of Margin
DescriptionAmount
Back of House (BOH)$0
Front of House (FOH)$0
Install & Smallwares$0
Total Financed Capital$0
Total Finance Charges$0
Residual Payment$0
Total Cost of Ownership$0

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