Salary Paycheck Calculator

Use this Salary Paycheck Calculator to estimate your true 2026 take-home pay. Includes federal, state, local taxes, W-4 steps, benefits, deductions, PTO cashout, and employer cost for a complete and accurate payroll breakdown.

Standard (Calculate Pay)
Reverse (Calculate Salary)
1. Income & Frequency
$
$
2. Federal W-4
$
$
$
3. State & Local Taxes

4. Benefits (401k, HSA, Insurance)

Pre-Tax (Reduces Taxable Income)

%
%
$
$

Post-Tax (Deducted from Net)

$
$
Estimated Take-Home Pay
$0.00
Per Bi-Weekly Paycheck

Pay Stub Breakdown

ItemAmount
Base Gross Pay$0.00
+ Overtime/Bonus$0.00
Pre-Tax Deductions-$0.00
Federal Withholding-$0.00
FICA (SS + Med)-$0.00
State Tax-$0.00
Local / SDI-$0.00
Post-Tax Deductions-$0.00
Net Pay$0.00

Yearly Summary

CategoryPer PaycheckAnnual

Pay Distribution

Employer Cost (Estimated)

Cost to employer beyond gross salary.

Employer FICA Match: $0.00
FUTA (Unemployment): $0.00
Total Annual Cost: $0.00

PTO Cashout Estimator

Uses marginal tax logic (treated as supplemental income).

Estimated Gross Payout $0.00
Estimated Net (Take Home) $0.00

Scenario Comparison

ScenarioGrossTaxesDeductionsNet PayAction

Related Tools & Calculators: