Used Car Novated Lease Calculator Australia helps estimate after-tax costs, tax savings, GST credits and residual values for used vehicles. Designed for Australian salary packaging rules, the calculator supports dealer and private sales, ATO statutory residuals and realistic finance calculations.
Used Car Specialist
Age Validation
Dealer & Private Sales
Select Pay Frequency:
Annual
Monthly
Fortnightly
Weekly
$
$
$
Assumed split: Fuel 40% · Maintenance 60%
Figures updated to Annual View
Net After-Tax Cost
$0
Cash impact on take-home
Income Tax Saved
$0
Excludes GST Credits
Total Benefit
$0
Vs Cash Payment
Lease Term
3 Years
Standard Term
Residual (Balloon)
$0
Refinance
Cash Payout
Age at End
0 Years
Within limits
Private Sale selected. No GST Input Tax Credit available on purchase price.
Finance amount is higher.
3 Years
$0
Standard
4 Years
$0
Balanced
5 Years
$0
Lowest Cost
Salary Safety
10%
of Gross Salary
Finance Amount
$0
After GST credits
Fuel/Charge
$0
Running
$0
GST Claimed
$0
Eff. Rate
–%
Annual Cost Breakdown
| Total Outflow (Finance + Running) | $0 |
| Employee Contribution (Post-Tax) | $0 |
| Pre-Tax Deduction | $0 |
| Less: Income Tax Saved | $0 |
| Less: GST Saved | $0 |
| Net Annual Cost | $0 |
Refinance
$0
Trade-In
$0
Payout
$0
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